Checking

Many checking account choicesHometown Checking : (more details)

  • $8.00 per month service charge/membership fee if balance falls below $100.00 any day of the statement cycle.
  • Interest earned if balance of $1,000.00 or more is maintained each day of the statement cycle.
  • First order of checks free - selected styles only.

Hometown Checking Plus : (more details)

  • No minimum balance requirement.
  • Interest earned if balance of $1,000.00 or more is maintained each day of the statement cycle.
  • $6.00 per month service charge/membership fee.
  • Free checks - selected styles only.

Hometown Checking Gold : (more details)

  • Checking account for customers 50 & older.
  • No minimum balance requirement.
  • Interest earned if balance of $1,000.00 or more is maintained each day of statement cycle.
  • Free personalized checks - selected styles only.
  • Seminars - Travel opportunities - Newsletter - Local Business Discounts
  • $5.00 monthly service charge/membership fee.

NSB Personal Checking

  • $300.00 minimum balance to avoid service charge/membership fee.
  • $4.00 per month service charge/membership fee and $.10 per check if balance falls below $300.00 on any day of the statement cycle.
  • Service charge/membership fee waived for seniors 65 and older, retirees 62 and older and customers with a combined daily balance of $2,000.00 or more in savings or CD's.

NSB NOW Account :

  • $1,000.00 deposit to open account
  • Interest earned on average daily balance.
  • $10.00 per month service charge/membership fee if average daily balance for monthly statement cycle falls below $1,000.00.

Business Checking :

  • $10.00 per month service charge/membership fee plus $.15 per check charge
  • $.10 credit per $100.00 on lowest daily balance in statement cycle
  • First order of deposit tickets free
  • ACH origination and receiving available (including payroll)
  • Elan merchant kits available to qualified applicants

Business NOW :

  • $1,500 minimum opening deposit
  • Interest compounded and credited monthly
  • $15.00 monthly service charge if average daily balance falls below $1,500
  • ACH origination and receiving available (including payroll)
  • Elan merchant kits available to qualified applicants
  • Not available to corporations, partnerships of LLC's

Community Checking

  • For not-for-profit organizations and community groups
  • No minimum balance required
  • $5.00 monthly service charge
  • Service charged waived for 501(c)3 tax exempt status