A handful of American coins in a green bowl

CDs & IRAs

Certificates of Deposit

An NSB certificate of deposit can be opened with $1,000.00 or as little as $500.00 for a 12 month term. Deposits of $5,000.00 or more can earn a higher rate. Terms available are from 91 days to 5 years. Penalties apply for early withdrawal


Consider opening a Traditional or Roth IRA with us. Even if you participate in a retirement plan where you work, you should complement those savings with a flexible and easily accessible IRA. Ask for more details at any of our offices.